New York Child Abuse Identification and Reporting Practice Exam

The primary purpose of Health Reimbursement Accounts (HRAs) is indeed to assist covered employees with the payment of medical expenses, particularly in the context of high-deductible health plans. HRAs are employer-funded accounts that reimburse employees for out-of-pocket medical expenses and, if applicable, health insurance premiums. These accounts allow employees to utilize funds tax-free for qualified medical expenses, which can significantly ease the financial burden of high deductible plans. By providing pre-tax dollars to cover these expenses, HRAs incentivize employees to use their health benefits more efficiently and can help reduce overall healthcare costs for the employer as well. The other options mentioned do not accurately capture the main function of HRAs. While they may cover various aspects of health benefits, they do not pertain directly to the reimbursement structure that HRAs provide for medical expenses associated with high deductible plans.