New York Child Abuse Identification and Reporting Practice Exam

Why is rehabilitation considered worthy of federal assistance under workers' compensation?

1. It increases premiums for insurance providers

2. It reduces insurance losses and helps regain the worker's dignity

3. It qualifies employees for social security benefits

4. It ensures job security for workers in recovery

The correct answer is: It reduces insurance losses and helps regain the worker's dignity

Rehabilitation is considered worthy of federal assistance under workers' compensation primarily because it plays a significant role in reducing insurance losses and facilitating the worker's return to productive employment. Effective rehabilitation programs can help injured workers recover from their injuries more quickly and fully, ultimately leading to a decrease in the overall costs associated with workers' compensation claims from insurance providers. Additionally, rehabilitation fosters a sense of dignity for the worker, as they are supported in regaining their ability to work and contribute to society. This focus on the worker's physical and emotional recovery emphasizes reintegration into the workforce and can have positive long-term effects on their quality of life and financial stability. In sum, the support for rehabilitation aligns with efficient management of workers' compensation systems while promoting the well-being of workers returning to their roles.